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Data Use Policy

Personally Identifiable User Information
Once you register with LAGbook and sign in to LAGbook, you are not anonymous to LAGbook. When registering on LAGbook, you provide Personal Data, which includes a LAGbook ID, a User- chosen password, and optionally an email address and a photo. To combat online fraud, LAGbook may also record your IP address when submitting information. When you use LAGbook Address Book service, you also provide contact information of other people (?Address Book?). To protect your LAGbook ID account information, please keep your password secure. You can decline to share such Personal Data with us by not registering on LAGbook. Further, you may opt to remove any Personal Data from our active database by contacting LAGbook and canceling your LAGbook User account. LAGbook does not intentionally gather Personal Data about visitors who are under the age of 13.

Cookies and Passive Data Collection
LAGbook automatically receives and records information on our server logs from your browser, including your IP address, LAGbook cookie information, and the page you request. Users should be aware that other websites visited before entering LAGbook might place personally identifiable information within a User's URL during a visit to their website, and LAGbook has no control over such websites. Accordingly, some of this information may be logged by a subsequent website that collects URL information.

Content and Use of Networks
When you post Content (or send messages) on LAGbook that enable direct sharing of information with other Users and visitors, other Users and visitors will have access to any Personal Proxy-Connection: keep-alive, Cache-Control: max-age=0. Data in such Content. LAGbook keeps track of Content that you upload to LAGbook as well as the top Users. Such information, displayed with your LAGbook ID and photo, if you uploaded one, is available to Users and visitors of LAGbook. In addition, LAGbook enables other Users to invite you to use LAGbook. Because you may voluntarily disclose any Personal Data in these public areas, you should be careful about the information you choose to disclose. LAGbook does not control that disclosure, and is not liable in any way for anyone's use or misuse of the information in the disclosure. In other words, use caution and judgment here.

Personally Identifiable Information
We will send you administrative messages, and email updates regarding your account on LAGbook. We may also send you notices of new Content that has been added to LAGbook when you have subscribed to such notices. In some cases, we may also send you primarily promotional messages. In your account's preferences section, you can choose to opt out of promotional messages and new Content notices. You may opt out of receiving administrative messages by canceling your LAGbook User account. We will not use your Address Book information for our own purposes.

Cookies and Passive Data Collection
LAGbook uses cookie, IP address, and URL information to improve the content of LAGbook bar, the quality of LAGbook servers, and to provide enhanced features to Users, where available. LAGbook uses cookies to save Users' LAGbook IDs, session validators, and on Users' browsers and hard drives, and may use them to provide tailored products and services to those Users, as they become available. IP Addresses also help us to diagnose difficulties with our server, to administer LAGbook, and to otherwise provide LAGbook service to its users. IP addresses may be disclosed to a third party if we believe in good faith that the law or legal process requires it, or to protect the rights or property of LAGbook, its Users or the general public.

Lagbook Service Providers
LAGbook may need to provide your Personal Data to third parties to deliver specific services to you (such as support services). These third parties are required not to disclose your Personal Data and not to use your Personal Data other than to provide the services requested by LAGbook.

Law Enforcement
LAGbook may disclose Personal Data if required by a subpoena or other judicial or administrative order, where required by law, or, at our sole discretion, where we deem necessary to protect the safety of any individual or the general public or to prevent violation of our Terms of Service or the rights of LAGbook or any third party.

Lagbook Affiliates
LAGbook may share some of all of your Personal Data with its affiliates like LAGbook Capital, in which case we will seek to require our affiliates to honor this Data Use Policy.

Change of Ownership
In the event of a change in ownership, or a merger with, acquisition by, or sale of assets to, another entity, we reserve the right to transfer all of LAGbook's User information, including email addresses, to a separate entity. LAGbook will notify Users (via a posting on this site or email (in LAGbook's discretion) of such a transfer, and Users may choose to modify their registration information at that time. This means if you are concerned about your Personal Data migrating to a new owner, you can deactivate your account.

Security
LAGbook uses industry standard security measures to protect the loss, misuse and alteration of the information under our control. Although we make good faith efforts to store the information collected by LAGbook in a secure operating environment that is not available to the public, LAGbook cannot guarantee complete security. Further, while we work hard to ensure the integrity and security of our network and systems, we cannot guarantee that our security measures will prevent third-party "hackers" from illegally obtaining this information. LAGbook does not assume any liability to third parties whose information may be included in your Address Book.

Updating or Removing User Information
Users may, at any time, choose to correct or update the information they have submitted to LAGbook, by going to their account. Users may remove their User information from LAGbook's live database by canceling their account. Even if you update or remove your information from our live database, however, your Personal Data may be retained in our backup files and archives. Registered Users may remove their User information from LAGbook by canceling their account.

No Spam Policy
Our No Spam Policy and Terms of Service prohibit all Users from engaging in any activity involving the sending of email in violation of applicable law. Violations of these policies may result in immediate termination of service and legal action against any spammers. Any unauthorized use of LAGbook computer systems is a violation of the Terms of Service and certain federal and state laws. Such violations may subject the sender and his or her agents to civil and criminal penalties. LAGbook offers email masking and relay when Users choose to communicate with other Users on LAGbook to reduce third party email harvesting and spam. We also encourage Users to choose an email address where they will be comfortable receiving email responses from other LAGbook Users if they choose, at their sole discretion, to upload a profile or classifieds listings on LAGbook.

International Users
By visiting LAGbook and providing LAGbook with data, you acknowledge and agree that due to the international dimension of LAGbook we may use the data collected in the course of our relationship for the purposes identified in this Data Use Policy or in our other communications with you, including the transmission of information outside your resident jurisdiction. In addition, please understand that such data may be stored on servers located in the United States where laws protecting Personal Data may not be as stringent as the laws in your jurisdiction. By providing us with your data, you consent to the transfer of such data.

Revisions to This Policy
LAGbook reserves the right to revise, amend, or modify this policy and our other policies and agreements at any time and in any manner. Notice of any revision, amendment, or modification will be posted on LAGbook, and a User's continued use of LAGbook will signify agreement to such changes.

LAGbook
A Chidi and Chika Nwaogu Production

Funded by LAGbook Capital.
P.O.Box 1337, Festac Town, Lagos-Nigeria
info@lagbook.net or info@lagbook.net
Terms of Service

There are a few ground rules for participation in LAGbook. Please respect these rules, and each other.

Be civil.
No personal attacks. Do not feel compelled to defend your honor in public.

Stay on topic in Forums.
Please pay attention to the topic of your messages, and check that it still relates to its parent. Off-topic discussion not taken to private email is eligible for removal.

Be kind to newcomers.
Newcomers may be annoying. But lots of valued contributors started out this way, and treating newcomers kindly makes them more likely to turn into the valuable community members we all know and love.
So while you don't have to humor them or suffer them gladly, and it's fine to point out when they make mistakes, point newcomers in the right direction in addition to turning them away from the wrong ones, and be kind to them in the process of correcting their transgressions.

Let sleeping dogs lie.
It's tempting to revisit controversial decisions you do not agree with, but it's rarely productive to do so, since it almost always results in the same heated, lengthy, and time/energy draining discussions leading to the same conclusion that was reached in the last round.
Therefore, for issues already raised, discussed, and decided upon, reopen the discussion only if you have significant new information that would reasonably prompt reconsideration of the original decision.

Ignore spammers.
Spam is a blight upon the face of the net. Nobody likes it. However, it is hard to avoid. Despite our best efforts, you will occasionally see spam on our site. However, don't forget that complaining about spam in public increases noise, but not signal. It may make you feel better, but it doesn't help.

Identify your subject matter.
Not everyone has time reading all forum and wiki postings. To ensure that your message reach the right people at timely manner, identify your subject matter clearly in the subject line. Subjects like a question and problem are not very helpful.

No unsubscribe messages.
Unfortunately, this bears repeating.

No test messages.
Please do not send test messages to the forum. You can, however, create test pages on the Wiki, but please don't forget to delete them after you finish learning.

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Source: http://www.lagbook.com/blogs/item/recommendations-that-will-assist-your-own-personal-finance-venture

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